Medicare Confusion Could they possibly make it any more confusing to choose a Medicare policy? I'm going to go ahead and warn you that it would be impossible. I'm a guy of average intelligence who has managed businesses grossing millions of dollars a year, but when it came to figuring out this Medicare situation it was a nightmare. So here goes what you really need to know: MEDICARE PART A : Everyone gets this as soon as you turn 65. You get it even if you are still working and have employer sponsored health care insurance. Understand that if you do have health care through your employer, it automatically becomes your primary policy. The only time part A will kick in is if you have maxed out your employer sponsored insurance, which in my case was "never". Part A pays for services you need that require hospitalization. That's a little ambiguous as well, as it also covers services performed in a surgery center or a specialty center ...
